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Written by Ethan Hawke
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Liability coverage is the portion of your homeowner’s policy that protects you if someone is hurt in your house or on your property.
Also called hazard insurance, or homeowners insurance, your home insurance policy is property insurance that covers your home. These policies include several categories of coverage. Liability coverage is bundled with structural coverage, the loss of use, or the loss of contents and personal possessions. |
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Home Insurance: An Overview |
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Written by Ethan Hawke
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For most Americans, their homes are the most significant asset they'll ever own. That's why it's so important to protect this investment with a strong insurance policy that offers coverage for all the unexpected problems that may arise as a result of manmade and natural occurrences.
Home insurance, also known as hazard or homeowners insurance covers private residences and combines a variety of protections, including protection from losses that may occur to one's home, its contents and the loss of its use for the homeowner, and these policies may also cover losses that happen as a result of accidents that may occur in the home or by the actions of the homeowner. Homeowner's policies are multiple-line insurance policies, which means that these policies include property and liability coverage, for which which a single premium is charged. |
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Understanding Your Policy |
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Written by Ethan Hawke
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Many people set up home insurance policies without looking into the various provisions that are offered, and this can be a mistake as each policy can be significantly different providing varying levels of cover and deductibles, and as your home is a valuable asset you should make absolutely sure you are getting the right cover for your needs, so that when it comes time to make a claim you are not left disappointed and out of pocket. |
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