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Written by Ethan Hawke
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Structural Insurance is included in your home insurance policy and specifically covers the rebuilding or repair of your home structure.
Home insurance is also called hazard insurance or homeowners insurance. This property insurance covers your home and includes several different types of coverage. Structural coverage is only one of the areas a home insurance policy would cover. Other insured areas include the loss of use, the contents, or loss of other personal possessions that belong to the homeowner. Your home insurance will also cover your liability for accidents that may happen on your property. |
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Flood and Earthquake Insurance and Special Riders |
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Written by Ethan Hawke
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The insurance coverage on most homeowner’s policies won’t cover personal property like furs, jewelry over a certain limit. Neither will they cover replacing your house nor your personal affects if there is a flood or earthquake.
You will need a rider or separate policy coverage if you live in a flood or earthquake zone. If you are comparing coverage, don’t forget to get comparative prices on the riders. |
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Understanding Renters' Insurance |
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Written by Ethan Hawke
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Renters' insurance is a form of home insurance for people who rent a home or apartment. The purpose of renters insurance is to protect the tenant leasing the property from damages to their personal property that may occur as a result of a fire, storm or other accident, as defined by the policy, that damages or destroys the rental property. |
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Written by Ethan Hawke
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Compare how your personal property insurance limits stack up to the reality of the technology and other higher ticket items in your home before it’s too late. Home insurance is a fairly standard insurance policy that covers your home and includes several different types of coverage. Coverage to replace damage to the actual house and land is one of the areas covered, as is liability for accidents that happen due to your fault or on your property. |
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Written by Ethan Hawke
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If you own a home, you have to purchase home insurance, but you also need to make sure you have the right coverage and that you don’t pay a premium for the policy.
Hazard or Home insurance is also called homeowners insurance. It is a property insurance that covers your home and includes several types of coverage. The land, building and other structures are covered under the structural coverage. Another type of coverage is liability. This covers your financial responsibility if someone gets hurt on your land or your dog bites a neighbor at the park. Liability will also pay court fees. |
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